KyoCube delivers personalised, professional risk and financial planning solutions to individuals, families, and businesses — anchored in integrity and driven by results.
Regulated by the Financial Sector Conduct Authority (FSCA) under the FAIS Act. FSP No. 12345.
KyoCube has a team of qualified financial advisors dedicated to walking your financial planning journey with you. With dynamic, client-centric thinking, we protect your assets, grow your portfolio, and safeguard your family's future.
Fully authorised by the FSCA as an FSP provider and holder, ensuring full compliance with the FAIS Act and all applicable legislation.
Every solution is tailored to your specific needs — we take the time to understand your goals before recommending a path forward.
From medical aid and life cover to investments and commercial insurance — everything under one authorised roof.
Key metrics at a glance
KyoCube consultants provide a wide range of FSP-authorised insurance and financial products, tailored to individuals, groups, and enterprises.
Comprehensive medical aid plans covering doctor visits, hospitalisation, and prescription medication — tailored to your family or workforce.
Learn moreBridge the shortfall between what your medical aid pays and what specialists charge — protecting you from unexpected out-of-pocket expenses.
Learn moreEnsure your loved ones are financially secure in the event of your death or disability with a life cover policy structured around your needs.
Learn morePreserve and protect your estate with professional will drafting and estate planning services, ensuring seamless wealth transfer to your heirs.
Learn morePlan for a financially secure retirement with retirement annuities and structured investment strategies aligned to your timeline and goals.
Learn morePrepare for the unexpected costs associated with a funeral and give your family the dignity and peace of mind they deserve at a difficult time.
Learn moreProtect your business from property damage, liability claims, and operational interruptions with comprehensive commercial insurance solutions.
Learn moreComprehensive personal insurance protecting your vehicle and home from accidents, theft, natural disasters, and unforeseen damage.
Learn moreGrow your wealth with professionally managed investment strategies — unit trusts, endowments, and discretionary savings plans aligned to your objectives.
Learn moreKyoCube is a fully licensed Financial Services Provider (FSP) authorised by the Financial Sector Conduct Authority (FSCA) of South Africa under the Financial Advisory and Intermediary Services Act, No. 37 of 2002 (FAIS Act).
As an FSP holder, KyoCube maintains the highest standards of professional conduct, product knowledge, and client-centric advice delivery. All our advisors are registered representatives operating under the KyoCube FSP licence.
KyoCube Financial Services (Pty) Ltd is an authorised FSP provider and holder in terms of the FAIS Act, licensed to render financial services in Categories I, II, and III.
FSP No. 12345You can verify KyoCube's FSP licence status on the FSCA website using our FSP number. We encourage all clients to do so before engaging any financial services provider.
Verify at fsca.co.za ↗Clients have the right to submit complaints to the FSCA or the Ombud for Financial Services Providers (FAIS Ombud) if disputes cannot be resolved directly with KyoCube.
FAIS Ombud: 0860 324 766KyoCube is led by experienced professionals committed to ethical, transparent, and results-driven financial services.
Lyndo Zungu founded KyoCube with a vision to democratise access to quality financial planning. With over 16 years in the financial services sector, he leads the company's strategic direction, regulatory compliance, and client value proposition. As the appointed Key Individual, Lyndo holds full responsibility for the KyoCube FSP licence.
Nomsa oversees all operational functions, ensuring that KyoCube's service delivery remains consistent, compliant, and client-focused across all regions. She brings 12 years of experience in financial services operations and compliance management.
Siyabonga leads the advisory team and ensures that all client engagements meet the standards required under the FAIS Act. He holds the CFP® designation and specialises in retirement planning, estate structuring, and risk management solutions.
A structured, transparent approach to delivering financial solutions that truly fit your life.
We schedule a no-obligation consultation to understand your financial goals, lifestyle, and risk tolerance.
Our advisors conduct a comprehensive risk analysis and financial needs assessment in line with FAIS requirements.
We present a clear, personalised financial plan with recommended products from leading, FSCA-approved providers.
Your portfolio is reviewed regularly to ensure it remains aligned with your evolving needs and market conditions.
"KyoCube completely changed how I think about my financial future. Lyndo and his team took the time to explain every option and structured a plan that I can actually afford. Highly professional."
"We engaged KyoCube to manage employee benefits for our municipality. Their knowledge of group schemes and regulatory compliance gave us complete confidence. Service delivery is outstanding."
"After my father passed, the estate planning KyoCube had set up made everything so much simpler for our family. They genuinely care about protecting what matters most to you."
Whether you need a quote, want to understand your options, or are ready to take the next step in your financial journey — our team is ready to assist.
14 Corporate Park Drive, Sandton, 2196
Johannesburg, South Africa
Monday – Friday: 08:00 – 17:00
Saturday: 09:00 – 13:00
KyoCube Financial Services (Pty) Ltd
Authorised Financial Services Provider · FSP No. 12345
Regulated by the Financial Sector Conduct Authority (FSCA)
Reg. No. 2008/012345/07
Thank you. A KyoCube advisor will be in touch with you within one business day.